D. Mutual Aid Fund Benefit

Mutual Aid Fund Benefit

All active clients of SIKAP-BIDANI are automatically registered in the Mutual Aid Fund Program or “Pondong Damayan” of SIKAP-BIDANI. The Mutual Aid Fund comes from the 2% contribution from loans of clients.

1. Life Insurance Program – active clients are automatically entitled for Life Insurance. The benefits will depend on the length of membership in SIKAP BIDANI

2. Permanent Disability Program – active clients are automatically enrolled in the Permanent Disability Program of SIKAP. The benefit is only 50% of the Life Insurance Benefit, and according to length of membership.

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